Governance + Performance.

We charge a small governance retainer on active portfolios and a success-based compliance fee on each verified disbursement — never before money moves, and never from contractors.

01

Standalone Project

Individual contractors · Developers · Private projects

Draw Governance Fee

100 bps

per release

Portfolio Governance Retainer

None

Pure performance model — pay only when money moves

Implementation: Self-service — no implementation fee
  • Full 7-condition release gate
  • Milestone isolation & immutable audit trail
  • Stripe Connect payouts
  • Dispute management & change order tracking
  • $50 minimum · $25,000 maximum per release
  • $250 commitment deposit (refundable at close)
  • Contractors always join free
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Most Common
02

Institutional Portfolio

Banks · Private credit funds · Regional lenders

Draw Governance Fee

70 bps

per verified release (retainer rate)

Portfolio Governance Retainer

7.5 bps of ACV / year

Floor: $5,000 / yr · Cap: $50,000 / yr

Implementation: $5,000–$15,000 one-time setup
  • Everything in Standalone
  • Reduced CRF rate (70 bps vs. 100 bps)
  • Retainer converts to fee credit on first disbursement
  • Portfolio risk dashboard
  • Release Readiness score per deal
  • Priority support
  • Rate reverts to 100 bps without retainer
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03

Enterprise / Platform

Large contractors · Owners · Construction lenders at scale

Draw Governance Fee

65 bps

per verified release — negotiated annually

Portfolio Governance Retainer

50 - 100 bps of ACV / year

Floor: $25,000 / yr — negotiated

Implementation: $15,000–$50,000 — includes integration & training
  • Everything in Institutional
  • LOS / API integration (included)
  • Dedicated portfolio dashboard
  • Dedicated customer success manager
  • 99.9% uptime SLA
  • Audit export for compliance
  • Custom MSA & addendum available
Contact us

Universal across all tiers

These never change, regardless of tier

Contractor fee$0 — always free
Minimum per disbursement$50
Maximum per disbursement$25,000
Commitment deposit$250 (refundable at project close)
Stripe processing feesAt cost — zero markup
Fee timingNever before money moves
Fee labelVektrum Compliance Review Fee
Funds held byStripe — not Vektrum

Two knobs. One sentence.

Every tier uses the same core structure: a governance component (the portfolio retainer — predictable, billed annually) plus a performance component (the Vektrum Compliance Review Fee — charged per verified disbursement). The only difference across tiers is scale and whether the retainer applies. Standalone clients have no retainer — pure performance pricing. Institutional and Enterprise clients commit to a retainer in exchange for a lower CRF rate.

Governance Retainer

Annual fee based on Active Construction Volume (ACV). Creates predictable baseline revenue. Billed to the institution — never the contractor.

Vektrum Compliance Review Fee

Charged per verified disbursement only — never before money moves. Success-based: Vektrum earns when the deal closes a milestone correctly.

Example calculation

Regional bank, $50M annual construction portfolio

Institutional tier — 75 bps ACV retainer + 70 bps CRF

Governance Retainer (7.5 bps of $50M ACV)$37,500 / yr
Vektrum Compliance Review Fee (70 bps × 6 avg draws of $500K)$21,000 / yr
Total annual cost$58,500 / yr

For context: equivalent Procore ARR at comparable scale is $120,000–$250,000/yr. Vektrum is outcome-aligned pricing — not a discount, a different model.

Start protecting your deals today

Standalone projects: self-service, no implementation fee. Institutional portfolios: contact us to get started.

Start Standalone projectTalk to us about Institutional

Contractors always join free — no subscription, no per-milestone charge, no onboarding fee.